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Cookie policy

Cookies on Moniqo

This page describes what cookies Moniqo uses. It's the plain-English version of what our consent banner says when you first visit. Last updated 28 May 2026.

What we use today

One essential cookie: the session cookie set by our authentication system so we can keep you signed in. It's HTTP-only, secure, and same-site — readable only by Moniqo, never by other sites or third-party scripts.

Google Analytics — public pages only, and only with your consent: if you choose Accept all, our public marketing pages (moniqo.me) load Google Analytics so we can understand which content helps. It never runs inside the app (app.moniqo.me), where your financial data lives, and every advertising signal is explicitly disabled. Choose Essential only and it is never loaded at all.

What we don't use

  • No analytics or third-party JavaScript inside the app itself.
  • No advertising or retargeting cookies.
  • No social-media tracking pixels.
  • No analytics of any kind without your explicit consent.

Your choice

The first time you visit Moniqo you see a consent banner with two clear choices:

  • Essential only — the default if you dismiss the banner. Only the session cookie above; no analytics anywhere.
  • Accept all — allows Google Analytics on the public marketing pages, as described above.

We'll only ever add a non-essential cookie if you've accepted it explicitly, and we'll update this page (and re-prompt the banner) before any change.

Changing your choice

Use the Manage cookies link in the site footer to reopen the banner and change your selection at any time. Clearing your browser cookies for moniqo.me also resets the choice.

Browser controls

You can also disable cookies entirely in your browser. If you do, you won't be able to stay signed in to Moniqo (the session cookie is required to use the app), but you can still read the marketing pages.

Questions

See our privacy policy for how we handle your data in general, or contact us for anything specific.

Last updated 28 May 2026. This page is a plain-English summary; the privacy policy is the formal record.

track · learn · grow

Smarter money. Across every bank and currency. Stays yours.

Moniqo brings every bank and currency into one private view — automatically converted to your base currency. Snap a receipt → on-device OCR categorises against 5,500+ merchants. See monthly insights without a single raw transaction leaving the server.

5,500+

Merchants auto-categorised globally

Any

Currency — auto-converted to your base currency

0

Data aggregators between you and your money

Our vision

To redefine financial management through AI-powered financial intelligence.

Our mission

To help people and businesses manage money smarter with AI-driven insights, automation, and financial clarity.